When your residential property is damaged by a fire, wind, water, or another disaster, the burden of proof to prove your loss falls on you, the policyholder. It’s also up to you to manage your claim and make sure you’re fully compensated for everything you are entitled to under the terms of your homeowner's insurance policy.
BEFORE MAKING A CLAIM, THERE ARE A FEW THINGS YOU SHOULD KNOW
There are a few things you need to know to understand your insurance policy well.
You will want to know what your policy covers and how when a risk occurs. You may find yourself on an "ACV" policy, which means you won't receive any deductions for depreciation. You will almost certainly have to pay amortization if you have this type of policy. As you're researching your insurance, see if there are any typical exclusions or if the loss is due to poor maintenance.
Allow us to help you understand your coverage by scheduling a free consultation below.
WHAT CAN WE DO TO HELP YOU WITH YOUR CLAIM?
Providence Construction Group will require professionals to ensure a smooth transition from start to finish. Before submitting your claim, our experts will give you a free consultation. Next, we will come to your home and proceed with the property documentation. Third, we recommend finding a professional to assist you throughout the claim process. Fourth, once a claim has been made, an adjuster will most likely be dispatched to the property to inspect the damage.
We recommend that you book an adjuster at a time and day when you will be able to be present at the property. Finally, the scope of the loss will be assigned. Claims might take anything from a month to two years to be resolved. Between these timeframes, Providence Construction Group will handle the majority of the request behind the scenes, so you won't need to worry too much about it.
